The FinTech Team at Dudkowiak Putyra sp. k. Law Firm successfully represented Fincard sp. z o.o. in obtaining the prestigious National Payment Institution (KIP) status from the Polish Financial Supervision Authority (KNF) on 22 November 2024. This accomplishment underscores DKP’s role in advancing Poland’s FinTech landscape.

Fincard: Joining Poland’s elite payment institutions

Fincard, one of Poland’s pioneering non-bank credit card issuers under the NetCredit and Halvo brands, is now among only 45 licensed national payment institutions. This license allows Fincard to:

  • Provide unrestricted payment services.
  • Expand operations across the EEA through service passporting.

DKP’s Expert FinTech team leading the process
Under the leadership of Attorney Piotr Putyra, DKP’s FinTech experts – Piotr Glapiński, Aleksandra Walas, Alicja Mruczkiewicz, PhD Marcin Waszak, Anna Cichoń, and Mateusz Bałuta – delivered comprehensive legal support. Their efforts included preparing licensing documentation, navigating KNF proceedings, and designing compliant frameworks for Fincard’s innovative financial products.

A bright future for fincard and the Polish FinTech sector
This achievement highlights DKP’s commitment to fostering FinTech growth in Poland. Congratulations to Fincard on this milestone, paving the way for national and international expansion.
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